The Independent Insurance Agents of Georgia, Inc., through its wholly-owned for-profit subsidiary, Georgia Agency Management Services, has entered into an agreement with Safeco to provide a way to allow our smaller member agencies to write multi-line personal lines insurance through Safeco without having to get a direct appointment. This is important for our members, as direct appointments required a higher threshold than most of our smaller members could achieve.
Safeco Market Access Program through GAMS FAQs
Where is this program available?
Safeco Market Access Program through GAMS is currently available throughout Georgia with the exception of the following counties: Camden, Chatham, Glynn, Liberty, and McIntosh.
How do I participate?
Review the basic requirements for Safeco Market Access Program through GAMS Membership. Complete the Submission checklist. Email the completed kit with
Ashley Bryant, firstname.lastname@example.org
Safeco Market Access Program through GAMS
Independent Insurance Agents of Georgia
4555 Mansell Rd., SSuite 300
Alpharetta, GA 30022
770-458-0093 ext. 110
Once we receive and approve your information, we forward the paperwork to Safeco New Agency Administration Division. The new agency appointment process takes approximately 5 to 6 weeks.
Is there a volume requirement?
Yes, the Agency is required to write 24 total home and/or auto policies annually to maintain top-tier commissions.
How do I rate policies?
Safeco provides portal access to their online policy maintenance system which allows you to prepare quotations, check billing and claims activity, calculate property replacement cost and perform daily policy maintenance.
Will I have binding authority?
Yes, as long as you are within the underwriting rules. Accurate, complete ChoicePoint Reports are required on all risk, prior to binding.
What is ChoicePoint Underwriting?
ChoicePoint provides on-line Insurance Scoring, Motor Vehicle Reports (MVRS) and C.L.U.E. Reports. Safeco underwriting is based not only on the traditional methods of losses and motor vehicle activity, but also on financial stability. The tool grants immediate underwriting information and the ability to bind a risk.
ChoicePoint Links is a web enabled delivery system that provides you with instant access to property and casualty risk information. It offers C.L.U.E Auto, C.L.U.E Property and Real Property Reports, Motor Vehicle Reports and Insurance Financial Scoring. There is an online tutorial and as always we at GAMS/Safeco are just a call away.
How will I be paid my commissions?
Commissions are paid monthly directly from Safeco.
Do I own my policies?
Yes, there is no hidden buyback.
When may I begin writing business?
You may begin to write business after you receive a Safeco Producer Code and have completed online training. While you wait, please take a look at the Safeco website, www.safeco.com to familiarize yourself with the products and services offered.
Who do I call for underwriting issues?
Safeco assigns you a dedicated underwriter.
Who do I call for customer service issues?
You will be performing all of the customer service in your office.
Can I use as a sales tool Electronic Funds Transfer (EFT)?
Yes, we encourage the use of EFT. It is a great sales tool and proven to improve policy retention.
The Safeco Market Access Program through GAMS is currently underwritten by Safeco Insurance Company of America. You will have access to their complete menu of Personal Lines products.
You are required to maintain complete information on each Safeco policyholder in your office. Periodic file audits are performed. You must be able to produce completed signed applications, completed signed State Specific forms (where applicable), replacement cost estimators, good student, senior driver, alarm certificates and all other pertinent documents.
Safeco pays commissions monthly. Your agency will receive 100% of the commission received from Safeco. Commission levels vary by product line. If the policy paid on installments, your commission will be paid on each installment, as received by Safeco.
Ownership of Expirations
You retain ownership of all the business you place through GAMS MAP.
Agencies will have the opportunity to graduate to a direct contract with the Safeco when they meet the following criteria: