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COVID-19 Resources for IIAG Members

What does COVID-19 mean for you and your customers?

The news about the COVID-19 coronavirus is in constant update, and at this point the impact is spreading. From cancelled events, business interruption, gossip and fear, and—at its worst—illness, your customers, agency, and family will feel its effects. But there's no need to panic.  Information is power, and we're curating some of the best resources to help you plan and maintain your well-earned position as the trusted source for your customers.

IIAG remains open for business and fully functional.  We will continue to be available to our members when you call or email.   We are part of your team, and we will always have your back through successes and challenges—like this coronavirus outbreak.

We've put together several resources to walk you through how this affects you:

COVID-19 Business Resources

COVID-19 Printable Signage for Your Agency & Clients

SB 359 provides critical business liability protections, including specifications for notice signage that reduces your agency and client COVID-19 liability exposure.  IIAG has created sign templates you can print and display.  These templates can also be provided to business clients as a valuable client outreach opportunity.

SB 359 says that no healthcare facility, healthcare provider, entity, or individual, shall be held liable for damages in an action involving a COVID-19 liability claim unless the claimant proves that the actions of the healthcare facility, healthcare provider, entity, or individual, showed: gross negligence, willful and wanton misconduct, reckless infliction of harm, or intentional infliction of harm.  This raises the standard of care from negligence to gross negligence and will help prevent frivolous COVID-19 related lawsuits.

Additionally, the bill creates a rebuttable presumption of the assumption of risk if a business displays a sign in at least one-inch Arial font placed apart from any other text, a written warning stating the following:

Warning: Under Georgia law, there is no liability for an injury or death of an individual entering these premises if such injury or death results from the inherent risks of contracting COVID-19. You are assuming this risk by entering these premises.

IIAG has created sign templates you can print and display in the entrance to your agency.  These templates can also be provided to business clients to increase their legal liability protection and can serve as a valuable client outreach opportunity.

Please use the page settings and paper sizes specified above to print in compliance with the 1" letter height requirement.  Letters should be measured to ensure minimum 1" height.  Template can be printed at local print shops.  This template does not guarantee legal compliance.  Please consult legal counsel for compliance and legal guidance.

CARES Act

The Coronavirus Aid, Relief, and Economic Security (CARES) Act has numerous provisions that impact Big “I” members, businesses both large and small, and individuals. The legislation focuses on four urgent priorities: delivering aid to small businesses to avoid insolvencies and to keep paychecks flowing, providing recovery checks and unemployment insurance directly to the American people, appropriating additional funding and resources for the healthcare fight against COVID-19, and stabilizing key industries to prevent mass layoffs.

Families First Act

The Families First Coronavirus Response Act or FFCRA requires certain employers to provide employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19.  The Department of Labor’s (Department) Wage and Hour Division (WHD) administers and enforces the new law’s paid leave requirements. These provisions will apply from the effective date through December 31, 2020.

Recovery Fund

The Covid-19 Business and Community Continuity and Recovery Fund (the "Recovery Fund") is modeled after a streamlined version of the 9/11 Victims Compensation Fund legislation, with important distinctions designed to simplify the application process and speed payment to COVID-19 impaired business, while reducing the potential for fraud. This is another tool to provide tailored federal assistance to keep businesses solvent and workers employed. The Recovery Fund would leverage private sector contractors, and potentially insurers and producers on a voluntary basis, to facilitate both expedited applications and interim payments as well as auditing ongoing relief.

COVID-19 Industry Essentials

COVID-19 In Georgia

State Guidelines

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