Agents Action Center
The Georgia Insurance Market is in a Crisis.
Join IIAG in protecting Georgia’s tort reform legislation and ensuring
a balanced, fair legal environment for insurance consumers.
Agents Action Center
The Georgia Insurance Market is in a Crisis.
Now is the time to support lawsuit reform and stand with IIAG to protect Georgia insurance consumers.
What's Driving The Decline in Georgia's Insurance Market?
Georgia was named the #1 Most Challenging Legal Climate in the Nation from 2022-2024. This was a direct result of the concerning number of nuclear verdicts and lobbying efforts made by trial attorneys
Georgia residents pay a “tort tax” of $5,050 per person and 123,900 jobs are lost each year, according to The Institute for Lawsuit Reform
If Georgia enacted specific reforms targeting lawsuit abuse, the state would increase its gross product by an estimation of $11.9 billion
Trial Attorneys represent the largest special interest group in Georgia, spending over $4.7 million influencing legislators during the last election cycle
Between 2017 and 2021 Georgia Trial Attorneys spent $391 million on over 4.4 million advertisements in Georgia
What's Driving The Decline in Georgia's Insurance Market?
Georgia was named the #1 Most Challenging Legal Climate in the Nation from 2022-2024. This was a direct result of the concerning number of nuclear verdicts and lobbying efforts made by trial attorneys
Georgia residents pay a “tort tax” of $5,050 per person and 123,900 jobs are lost each year, according to The Institute for Lawsuit Reform
If Georgia enacted specific reforms targeting lawsuit abuse, the state would increase its gross product by an estimation of $11.9 billion
Trial Attorneys represent the largest special interest group in Georgia, spending over $4.7 million influencing legislators during the last election cycle
Between 2017 and 2021 Georgia Trial Attorneys spent $391 million on over 4.4 million advertisements in Georgia
Get Involved
Take to Protect Our Industry
Your involvement is more important than ever. Now is the time to fight for lawsuit reform in Georgia to protect our clients, our businesses, and our industry.
Take to Protect Our Industry
Your involvement is more important than ever. Now is the time to fight for lawsuit reform in Georgia to protect our clients, our businesses, and our industry.
Shareable Resources
Educate Your Clients
Looking for resources to educate your clients on the current market in Georgia? Below are targeted flyers available for download.
You’re paying $1,400 for THIS
Why does everything — from gas and groceries to healthcare and insurance — feel more expensive than ever? The answer isn’t just inflation. It’s something called the tort tax — the hidden cost of lawsuit abuse that adds up to nearly $1,400 per person each year in Georgia.
Tort Reform Matters For You
Thanks to Senate Bills 68 and 69, Georgia is taking major steps to make our legal system fairer, more transparent, and less costly for everyone.
✅ SB 68: Strengthens premises liability, curbs phantom damages, allows split trials
✅ SB 69: Increases transparency in third-party lawsuit funding
Agents on Legal System Abuse
Across the state, insurance agents and business owners are facing the consequences of an overburdened legal system. Excessive and abusive lawsuits are driving up the cost of insurance, discouraging new business investment, and putting unnecessary strain on Georgia families.
The Real-World Impact
When lawsuits rise, so do premiums. Trucking companies are struggling to secure affordable coverage. Small businesses are being targeted by unreasonable claims and consumers are left footing the bill.
The Shadowy Force Behind Rising Insurance Costs
What’s really driving up the cost of insurance in Georgia? It’s not just inflation — it’s third-party litigation funding.
The Hidden Players Profiting from Georgia’s Legal System
This hidden practice allows outside investors and hedge funds to secretly bankroll lawsuits, betting on big payouts at the expense of everyday Georgians. The result? Longer cases, higher settlements, and skyrocketing premiums.
Legal System Abuse is Making Everyday Costs Increase
From gas and groceries to car insurance, Georgians are paying more — and legal system abuse is a big reason why.
Frivolous lawsuits and inflated claims drive up costs for everyone, forcing businesses to raise prices and making insurance less affordable.
Hard Market Tools
IIAG Members can download free social media graphics and videos to educate clients on why premiums are rising.
Hard Market Video: Why Premiums are Rising
As a part of the Trusted Choice Hard Market Toolkit, this downloadable video is a quick & easy way you can use to explain the cause of rising premiums to clients. Share this video on your agency's website or social media!
Free Social Media Graphics
Trusted Choice has created downloadable graphics for social media to explain the current market to your clients.
JOIN THE FIGHT
Support Georgia IPAC
Georgia IPAC is our state level political action committee that gives Georgia’s Independent Agents a voice at the State Capitol. GA IPAC allows IIAG to fight for pro-insurance legislation and support candidates that support these efforts. Download IPAC Flyer
How Does Georgia IPAC Work?
JOIN THE FIGHT. Contribute today to Georgia IPAC
Contributions to Georgia IPAC can come from both personal and corporate accounts or credit cards.
This means that agencies, companies, and individuals can make contributions.
JOIN THE FIGHT. Contribute today to Georgia IPAC
Contributions to Georgia IPAC can come from both personal and corporate accounts or credit cards.
This means that agencies, companies, and individuals can make contributions.
LEGISLATIVE UPDATES
From Client To Courtroom: The Impact Of Nuclear Verdicts
The rise of “nuclear verdicts” has profound implications for insurance carriers and the insurance pricing environment.
Kemp’s push for litigation limits supported by small business leaders
Gov. Kemp wants to make it harder to file lawsuits and win big legal judgments, arguing that suits are driving up insurance costs.
GA Supreme Court Issues Decision on Negligent Security Claims
Georgia CVS Pharmacy, LLC v. Carmichael focuses the liability of proprietors and security contractors for personal injuries.
Georgia Ranked #1 Judicial Hellhole, Replacing California as Top State
State courts issue some of the country’s largest nuclear verdicts, as GA trial attorneys cash in big earnings.
For Your Agency
Additional Resources
P-C Marketplace Report
Gain insights from seeing five years of premium, profitability, and commission data in Georgia
Contributory Negilence
Learn more and report Insurance Carriers that are unfairly utilizing the "Contributory Negligence" practice
Hard Market Toolkit
This guide provides Hard Market tools such as email scripts, remarket forms, talking points, and more
